Bottom Line

One of the most significant barriers to college completion is cost. For students who come from low-income backgrounds, the cost of college can seem impossible.

College affordability is a more significant barrier for Black and Latino students than for other students. Recent research shows that 49% of Black students and 36% of Latino students defaulted on their college loans at least once throughout 12 years, compared to only 21% of White students and 11% of Asian students. Black and Latino students also had higher college loan balances over time than other students. Black students owed an average of 113% of the amount initially borrowed after 12 years, and Latino students owe an average of 83% while White students owed just 65%.

JPMorgan Chase and Bottom Line are working together to combat these barriers. JPMorgan Chase’s The Fellowship Initiative (TFI) is a program that supports the educational development of Black and Latino young men from low-income communities in Chicago, Dallas, Los Angeles, and New York City. As a college access and persistence organization, Bottom Line is well-positioned to support these young men in persisting through college.

One of the young men that Bottom Line and TFI are working with is Carlos Garcia Jr.

I am currently a sophomore at the University of Illinois at Chicago pursuing a Bachelor of Science degree in nursing with a goal of becoming a certified nursing assistant. I plan to pursue a career as a triage nurse and ultimately become a nurse practitioner. As a junior in high school, I volunteered at a hospital, shadowing different staff members throughout their day. Being in healthcare is a big deal because of the time and dedication the doctors and nurses put in to help the people they’re caring for. Their commitment is what influenced me to choose a career in healthcare.

Growing up in the Back of the Yards on the South Side of Chicago, I didn’t see college as an option for me. I never thought I would be going to college. I figured I would work after high school because few people in my community pursued a postsecondary degree.

In Back of the Yards, about 30 percent of its population lives below the poverty line, according to a 2013 analysis. The neighborhood is part of the New City community, where about a third of the population over 25 is without a high school diploma and half of the residents between the ages of 20 and 24 are unemployed.

I was able to look at the real world at a young age and saw what was going on in my community. I saw the violence that was occurring and didn’t want to live that life. I wasn’t the smartest student in the class, but I wanted to be different. I had a dream to fulfill my potential.

I attended Instituto Health Sciences Career Academy. The school may have lacked material resources (if a class had books, they were only used in class and returned immediately after), but it certainly excelled in building a motivating, involved, and influential community.

Athletics helped shape me into who I am today. I was the captain for both the Soccer and Track and Field team all four years. I’m thankful to my coaches for helping me develop my leadership skills through athletics. No matter what the outcome of the games or meets were, they were committed to supporting the team both as a group and individually. During my senior year of high school, I received the “Athlete of the Year” award. My coaches and teammates pushed me to do better every day, and they saw the potential I had to lead others. Being a captain helped with my communication skills and created lifelong bonds. I found my voice; I went from being quiet to being able to motivate and inspire my peers.

The community of peers and mentors at school helped motivate me to pursue college. My Math, Science, and Spanish teachers believed in me and always drove me to do better. Because of them, I became dedicated to my academics. When I was struggling in class, I went to them after school for help.  I’m so grateful for the time that they dedicated to me. The people I met in high school brought out the best in me. I’m thankful for my guidance counselor for helping me find the path to where I am today. I owe a lot of my success to her because if she didn’t help me fill out my application for TFI, I wouldn’t have navigated my way to college. She helped me fill it out last minute and encouraged me to pursue higher education.

TFI changed my mindset; they helped make going to college a reality. Three Saturdays a month, I met with TFI. Being in a community of 40 Latino and Black young men who were all working toward the same goal made a huge impact. We spent the entire day focusing on strengthening our academic skills and learning about social justice issues, all connecting to how we could make a difference in our communities. When we started to get our acceptance letters, we cheered each other on because it was a huge accomplishment and it showed our hard work was paying off. Rudy Lozano, the current VP of The Fellowship Initiative, helped us speak up and find our voice. He changed each of us. With the support of TFI and the Chance Program, I was able to obtain a scholarship which is helping pay for school.

Since graduating from the TFI program, Carlos has gone back and works with the second cohort of TFI students. He now works with Rudy as a colleague. Rudy watched Carlos grow from a shy boy with a dream to a successful young man who is making it happen.

“TFI gave Carlos confidence. He’s always been determined but started off in a shy quiet way of doing that. Now, he’s much more willing and longing to get in front of others to inspire them. He has no limits in terms of his public speaking and getting in front of an audience to share his experiences and support students and their parents.”

Rudy worked closely with Carlos and his family during his time with TFI. While Carlos faced a lot of obstacles, “you wouldn’t know from him that he has just as many struggles and hardships as other students. He has a strength that allows him to persevere through any struggles that may be going on. He’s a leader in his home. He’s a leader in his family. He’s a leader in his community.”

Being a fellow with TFI has also given Carlos access to the Bottom Line program.

TFI connected me with Bottom Line which is helping me move forward with college. Jarred, my Bottom Line advisor is an older brother figure in my life. Jarred’s responsiveness lets me know he has my back. Instead of telling me what to do, Jarred gives me options and supports whatever decision I make. Jarred’s pep talks motivate me to keep trying, even when it seems impossible. With this type of communication, I am able to manage my life in college and plan accordingly.

I’ve seen many of my peers drop out of college. It’s hard because they don’t have someone to talk to the way I do. If something is going on, I can speak with Jarred.

“Carlos has been an inspiration to work with. Driven to succeed, he’s always aiming for the top. When things get challenging, I make sure we take the time to step back and look at the bigger picture. This gives us a chance to highlight his goals, anticipate the obstacles ahead, and plan accordingly. He’s taken an increasingly proactive role on campus and is beginning to distinguish himself as a leader among his peers. I see him continuing to grow into that role as he nears graduation,” said Jarred.

At one point I wasn’t going to be able to pay my tuition but Jarred worked with me to find a way to make it work. Education is expensive, and if it weren’t for Bottom Line’s help, I would probably be working more hours and possibly getting lower grades because the classes are just getting harder and I need more time studying.

I’ve been able to focus more on academics now that the stress of securing financial aid has been alleviated, and as a result, I’ve seen my GPA go from a 2.7 to a 3.2.

My community is my motivation for me to give it my all in college. I don’t want to let anyone down because everyone invested a lot in me. As a fellow, I’m grateful for the support that JPMorgan and Bottom Line offer me. If it weren’t for them, I wouldn’t be where I am today. I’m thankful for all the resources that both programs provided because it indeed can change the life of a young man.

The support of my parents also pushed me to succeed. Both of my parents are immigrants, and I’m the first one to go to college and the first one to be in this position. I want to make them proud.

Carlos is the oldest of three, and he hopes that his success will inspire his younger siblings to seek out similar opportunities to grow, learn, and succeed. His younger brother is now a member of TFI and is following in Carlos’ footsteps.

by Michelle Barton

With a poverty rate of over 12 percent in the United States, it is often difficult to find a way to achieve economic mobility. One way of doing so is earning a college degree.

According to a 2016 study by Georgetown University, the majority of the jobs still go to bachelor’s degree graduates. Reporting on the study, CNN Money noted that “of the 11.6 million jobs created after the Great Recession, 8.4 million went to those with at least a bachelor’s degree.” While getting a college degree is a solution to landing a higher-paying job, it is not easy to do.

This challenge disproportionally impacts Black and Latino males compared to their peers. Only 37 percent of Black males and 47 percent of Latino males who started at a four-year public institution in 2010 completed a four-year degree within six years, compared to 60 percent of all students. Exacerbating these challenges, young men of color often face prejudice and a wide range of systemic barriers that limit their choices including school discipline and policing policies that target this population.

One of the greatest barriers to college completion is cost. For students who come from low-income backgrounds, the cost of college can seem impossible. With the amount of misinformation regarding college affordability – misunderstandings about which colleges are affordable, the belief that giant student loans are unavoidable, continually changing processes and deadlines – many students don’t know where to start.

While students are busy applying to college, they are also faced with the task of applying for aid – a bureaucratic process riddled with punitive deadlines and confusing paperwork. Financial aid is integral to the success of the students we serve. We have found that many students leave college because they cannot afford it – and it is our mission for our students to not only get into college but to graduate with a degree. Beyond that, we want them to achieve economic mobility after college, something made very difficult if a student is left with significant debt.

Our Access program is primarily focused on affordability because the aid process is challenging to navigate alone, and choosing an affordable school is a marker for college success.

College affordability is a more significant barrier for Black and Latino students than for other students. Recent research shows that 49 percent of Black students and 36 percent of Latino students defaulted on their college loans at least once over the course of 12 years, compared to only 21 percent of White students and 11 percent of Asian students. Black and Latino students also had higher college loan balances over time than other students. Black students owed an average of 113 percent of the amount initially borrowed after 12 years, and Latino students owed an average of 83 percent while White students owed just 65 percent.

This context provides the impetus for Bottom Line’s collaboration with JPMorgan Chase’s The Fellowship Initiative (TFI), a program that supports the educational development of Black and Latino young men from low-income communities in Chicago, Dallas, Los Angeles, and New York City. As a college access and persistence organization, Bottom Line is well-positioned to support these young men in persisting through college. The results of a randomized control trial of our model demonstrate that our program has significant impacts on college and persistence rates for Black and Latino students. Across our three service areas in Boston, New York, and Chicago, we currently serve over 1,600 Black and Latino male college students.

So, how do advisors and students work together to make affordable college choices?

The first service we provide our students is to review the list of colleges they are interested in and make suggestions for additional schools to research based on the student’s academic profile, interests, and preferences. Part of this process also involves reviewing the family’s financial information.

We suggest schools that are likely to be affordable for the student based on last year’s award letters for students with similar financial profiles. The FAFSA uses family size, income, assets, and benefits to calculate an Expected Family Contribution (EFC) for each family. The majority of our students have a 0 EFC, which means that they qualify for the maximum amount of need-based financial aid.

We prioritize schools that will ask the student to invest less than $8,500 over their EFC from FAFSA (including loans). We have found through analyzing data that students who tried to pay more than $8,500 over their EFC were significantly less likely to finish their degree. This often means recommending full-need colleges and/or low-cost commuter schools for the students who may not qualify for full need-based financial aid. We give every student an estimate of how much each college on their list will ask them to invest for their first year and encourage them to apply to a variety of colleges we feel confident they will be accepted to and be able to afford.

The next step in our process is to collect the financial aid deadlines and requirements for each of our most popular colleges for the upcoming academic year. This can be a time-consuming process, as it can be challenging to decipher how up-to-date the information might be on the individual college’s websites. Many of our team members work together to divide up schools and call financial aid offices to ensure we have the correct deadlines for each piece of the financial aid process. This step has become even more critical now that FAFSA is available beginning in October, rather than January, of each year. More and more colleges are moving their financial aid deadlines to December, or even November. Making sure we have all of this information compiled by the end of October means that we can help students make a plan for submitting financial aid applications before their earliest deadline, and helps our advisors see which of their students need to receive financial aid services first.

We know that affordability services do not stop with FAFSA completion. We hold ourselves accountable to verifying that each FAFSA is fully processed after submission and that students and their families receive support in completing all other steps of the financial aid application process. We do our best to make sure that students understand what is expected of them and their families, and collect income documents as early in the year as possible to minimize delays in submission. Additionally, all financial aid applications that are completed in our office go through multiple layers of quality control where a specially-trained employee reviews each application, in addition to the student’s advisor.

Once our students begin to receive financial aid letters, we often find ourselves acting as advocates for them. We double-check that they have received all of the need-based aid they are eligible for and help students follow up with financial aid offices they are waiting to hear back from. It is essential to highlight that this is not the first time we have talked to our students about affordability.

While we have occasionally seen students have luck appealing for more aid or applying for scholarships in the Spring, the reality is that these options are unlikely to turn a $25,0000 balance into a $2,500 balance, which is why we insist that they apply to multiple schools that are likely to ask for a reasonable investment.

At this point in the process, our role is to make sure each student understands the total “free money” (grants and scholarships), loans, and out-of-pocket payments each college is expecting for the year. We provide our students with tools to have conversations with their families about how much they can sustainably afford and explain their options for payment outside of a lump-sum, like a payment plan.

Our data suggest that Bottom Line advising does lead Black and Latino male students to make more affordable choices: Black and Latino males in Bottom Line’s Access program tend to apply to affordable colleges more often than to unaffordable colleges. Specifically, Black and Latino males served by Bottom Line’s Access program class of 2017 applied to an average of 6.3 more affordable colleges, compared to an average of only 1.7 less affordable colleges, and 2.7 least affordable colleges. The majority of Bottom Line students also get accepted to and choose to attend more affordable colleges. Of the 2017 Bottom Line Success Program class, 80 percent of Black and Latino males enrolled in schools that Bottom Line deems more affordable. Another 14 percent attended less affordable schools, and only 6 percent enrolled in schools that were deemed least affordable

Bottom Line believes that affordability begins with a solid college list and early conversations with our students about maximizing the number of affordable options. We work tirelessly to help our students fulfill every one of their colleges’ requirements ahead of the deadlines, and advocate for them to ensure they receive every penny of financial aid they are eligible for. Our individualized approach to decision-making means that each student can commit to a college confident that they will be able to afford the school not just for one year, but for their entire college career.

by Steve Colón

As the leader of an organization that works alongside students as they get into and graduate from college, having the top news stories focus on the college admission process is exciting. The story circulating, unfortunately, exposes the unspoken and illegal practices that help a few very privileged students gain acceptance to college, especially the most selective and competitive ones.

While the media is right to focus on this scandal, a more significant and pervasive issue requires equal if not more attention. Right now, hundreds of thousands of students from low-income backgrounds are navigating their own postsecondary journeys, facing hardships perpetuated by an antiquated education system which is not designed to give ALL of them the tools they need to overcome the barriers they’ll face. They strive for the same opportunities as their wealthier peers, to develop their interests and talents into a career, but their path to success is disproportionally cluttered.

Education is an engine of upward mobility. A college degree is the single most effective intervention to poverty. Students from low-income backgrounds who obtain a college degree are five times more likely than their peers to find financial health. People with a college degree will earn $1M more over the course of their lifetime than those without. We see these results with students we serve – the average starting salary for Bottom Line’s most recent graduates is two times the amount of the average family income of our student population.

The sad truth of the current news story is that, while the alleged actions of these families were blatantly illegal, their children already benefit from many advantages. Students from high-income backgrounds are:

• more likely to have access to rigorous college preparatory coursework and robust early college programs (AP, IB, Dual Credit)
• more likely to have access to additional academic support, extracurricular activities, and SAT /ACT prep
• more likely to have dedicated college counselors to help with the process of getting into a postsecondary institution
• less likely to need to work during high school and college
• more likely to have personal networks that support them in finding quality first destination jobs regardless of college, academic major, or GPA

Just by helping students navigate the current system, the Bottom Line model gets excellent results. We expect over 96 percent of our high school seniors will commit to a college by the end of May, and 77 percent of those students will earn their degree within six years through their dedication and hard work coupled with Bottom Line’s step-by-step and personalized guidance.

While it is easy to shake our heads at the cheating scandal, I ask that we also extend our hands to students whose talent can easily get lost in a flawed process. Let’s make sure that all students – regardless of socio-economics, skin color, or other marginalized identities – get a fair shot at achieving their dreams and create a ripple effect that will uplift our communities.

“I choose Bottom Line because they make it happen. They practice what they preach – you can see it. They tell you they can help, and they do it, and they’re honest. They make things work with very little. It’s an organization that backs up what they say, and I’m thrilled to be a part of that.”

Rich Pierre joined Bottom Line when he was a teenager attending Boston Latin Academy.

Going into senior year, I was mainly focused on athletics — football and basketball. Sports were my passion, and I didn’t consider college until a BLA classmate mentioned that she knew someone who had worked with Bottom Line and had positive results. I explored Bottom Line because of her suggestion, and it was the best decision I’ve ever made.

At Bottom Line, I found a vibrant community of advisors, peers, and mentors who all wanted me to find success. While my parents were invested in seeing me do well, going to college had never been pushed very much. It was at Bottom Line that I realized the importance of a college degree, and what that could mean for my future.

My advisor, Sarah Place, was the catalyst to encourage me to look at some schools. Sarah was willing to work around my busy athletics schedule and made sure I had no excuses as I weighed my options.

“Rich struggled with finding the time to work on applications during the fall. He was playing on his high school’s football team, so he had practice almost every day and even had games on Saturdays, so it was difficult to meet in person. We did some work by phone and email and then when football season was over he came in almost every week for six weeks until he finished all his applications,” said Place.

Sarah’s motivational phone calls helped alleviate my concerns and kept me accountable. Her patience helped draw my college essay out of me – teaching me how to express myself. Her mentorship and guidance through all aspects of the application process allowed me to apply feeling confident.

When he got his acceptance letters and financial aid awards, he concluded that he wanted to go to Bentley, but the cost was a little restrictive. His parents wanted him to consider UMass Lowell because he would have had almost a $0 balance, but he was determined to make Bentley work.

“He applied to dozens of scholarships. Fortunately, that year Bottom Line was managing a scholarship through the Hayden Foundation, and we nominated him for a $4,000 scholarship which made Bentley possible for him to afford. He never lost sight of his goals, and his determination paid off,” said Place.

Rich continued working with Bottom Line throughout his college journey.

The mentorship and guidance I found from my advisors were integral. I knew that Bottom Line would always have my back. One of the supports that stuck out most was the open phone line that Bottom Line had. I could call the office, and talk to someone – anyone – and they were willing and ready to answer my questions.

Bottom Line also supported me as I applied for a scholarship to study abroad in Barcelona, a life-changing experience. I hadn’t traveled over the Atlantic ocean at that point, but the challenge I found as I learned about new cultures and people took me out of my comfort zone and taught me that I could push myself further than I had ever known.

While in college Bottom Line helped Rich work in five different internships – giving him valuable career experience that he could use to his benefit upon graduation. Rich worked in a few different roles right out of college, and his career path led him to attend grad school at Bentley. He now works for PAREXEL International as a Senior Analyst.

When I was younger, I thought I was going to be in the NFL or NBA. In the neighborhood I grew up in, you’re taught that athletics or rapping were the way to get out. Bottom Line smacked me in the face with reality. This may not be the career path I expected, but I am grateful for where I am today.

Rich continued to choose Bottom Line after he graduated, becoming a Go Far volunteer, a Board of Visitors member, and now a Regional Board member. 

I continue to choose Bottom Line to this day because I want to show students and future board members that the Bottom Line model works. Sometimes students don’t want to listen to their advisors, but I hope that sharing my story will motivate students to find the same success I have. Bottom Line has confidently gotten me to achieve what they told me I would. It’s not a lie. I want to share that story.

I choose Bottom Line because they make it happen. They practice what they preach – you can see it. They tell you they can help, and they do it, and they’re honest. They make things work with very little. It’s an organization that backs up what they say, and I’m thrilled to be a part of that.

by Justin Strasburger and Steve Colón

The Boston Globe’s special report, The Valedictorians Project, brings light to an important issue across the nation. As a community, we’re failing to support students in high school on the path to pursue a college degree and a fulfilling career. We have a personal connection to The Valedictorians Project through the 26 Bottom Line students among the 113 valedictorians profiled. Of those 26 students, 24 have earned a Bachelor’s degree. One works for us today.

The education system in the U.S. has remained largely unchanged for nearly a century. Working hard STILL doesn’t predict success for all students. Students are left behind based on their race, their experience with poverty, and/or their family’s educational history. The broken pathway between high school, college, and career is the challenge Bottom Line has been addressing for years through one-to-one coaching. We believe deeply in the potential of these students and the life-changing impact of a bachelor’s degree.

While focusing on top students underscores the issue in our community, we must view these stories as a window into the experience of a larger group of students with equal potential and realize the opportunity for our community when we invest in talent. We must commit to our students that we will arm them with the skills, support, and access to networks that are proven to drive success in both college and career, but have been inaccessible for too many students simply because of their backgrounds.

A degree is an essential credential to fuel social and economic mobility, but students also need to be able to use their degree to launch their careers. Over two-thirds of college graduates struggle to start their careers and for those who find jobs, the overwhelming majority (85 percent) land jobs through connections. Research indicates that the first job (or first destination) is critical – those who start in a job for which they are overqualified are five times more likely to remain underemployed after five years.

Though we’re embarking on new work, we’ve seen the impact of what happens when we set our expectations high. Over the last two decades, the Lewis Family Foundation in Massachusetts helped us grow to serve more students in the most under-served areas of Boston. They’ve challenged us and other grantees – as well as the corporate community – to be accountable to our student outcomes in the job market, with success. Their most recent report shows they exceeded their 2018 jobs goal, demonstrating the importance of issuing an ambitious vision for students. There is no reason we can’t replicate this in New York, Chicago, and other cities across the country.

Lasting change requires the collective effort of a community united by a common purpose. At the end of the day, no one finds success without support. It is up to all of us as a community to provide support and guide students to it for our communities and industries to thrive. This year as students across our cities walk across the stage to receive their diplomas, let’s work together to ensure that each and every one of them has access to resources that help them achieve success as they navigate their future.

Last year, Bottom Line partnered with The Fellowship Initiative (TFI) to provide one-on-one college advising to  40 young men in New York City.   In his essay, “If One Kid Can Change The World,”  Mark shares the importance of role models and self-belief. 

In 2014, I received the best news that would go on to change my life forever. “You have been accepted into The Fellowship Initiative (TFI) sponsored by JPMorgan Chase.” Those words turned my life around. During these two unbelievably amazing years, I have been given the chance to learn from thirty-nine other African American and Latino males like myself, and it has made me feel like we could change the world.

Before TFI, I never found anything interesting because I was always a quiet student. I was afraid to try new things or explore. What I do know about my younger self was that the color of my skin made me feel very insecure. It made me isolate myself. Growing up, I had friends who were afraid like me. I would talk to them and tell them of my plans to be a young man who stands out from the group; I wanted to be more.

When I joined TFI, I was excited to work with other students like myself and have a mentor who would teach us about college and the business world. The moment I knew that I was capable of being a leader was when this mentor, Fernando, asked me to speak at an event for Outward Bound. At first, I was horrified. So many people would be watching me. I was not yet comfortable in my own skin, but I knew I could not disappoint Fernando. He had chosen me and if he thought I could do it, then I did not want to let him down. Right before I went onto the stage, he told me, “Mark, you can do whatever you want to do if you put your mind to it.” Fernando believed in me. He was instilling in me the tools I would need to self-motivate and conquer my fears.

Fernando has consistently believed in my abilities to be a leader and has motivated me to be an example to young men like me. In order to channel this energy and make a positive change in my community, I became a board member for the Neighborhood Advisory Board. This board helps allocate funds for projects within my community like after-school programs, play grounds, and books. Through TFI, I have had the opportunity to speak at other events and be on a panel with accomplished adults. Being able to represent my TFI brothers and JPMorgan Chase at these events has made me very proud. Looking back, I have realized that if I would not have accepted the challenge of joining TFI, I would not be the person I am today.

TFI has empowered me and I feel a duty to give back to my people. My dream and purpose of living is so that I can inspire others to believe in their dreams. I am confident that I will change the world by helping the young people in my community find the best within themselves. All it takes is one person, one thought, or one encouraging influence to help set them on the path of greatness. I am proud of my skin and I am determined and I am ready to reach back and help my community.

Jismaly Mejia: Alumni Board Member

Advice I have for Bottom Line Alumni: “In order to pass along career advice to the Bottom Line Alumni community, it is important for me to reflect back on how I got to where I am today. Throughout high school, college and today, my support systems have always managed to expand beyond my family and friends. Fortunately, my supports included a variety of amazing organizations, such as Bottom Line, where my personal and professional network grew. Within these organizations, I have been able to experience a multitude of roles, such as a student and alum, a volunteer, an intern, a partner, a mentor/mentee, and much more. Through these roles, I have been able to explore educational and career options, collaborate and network with diverse individuals, and inspire youth in a variety of ways.

With that being said, I encourage all Bottom Line alumni to expand their horizons by seeking new opportunities through creating meaningful networks with those that surround them. Growth happens the moment you step outside of your comfort zone!”

Grace Tan: Alumni Board Member

Why I am proud to be a Bottom Line Alum:

“I proudly tell people that I am a part of this network because of all the good work Bottom Line does for its students and the community. I have been through the Bottom Line program from high school until college graduation, and I don’t believe that I would be as successful as I am today without Bottom Line. The staff at Bottom Line truly wants to help students get into college and prosper academically and personally. I’m very thankful that this organization is part of my life and I hope it continues to impact others the same way.”

Advice I have for Bottom Line Alumni:

“My best piece of advice to any alum would be this: If you are faced with an issue that is important to you and there are two solutions presented to you, go for the more difficult one. In life it’s always tempting take the easy way out, but down the line when you reflect on your choices, you will regret that you didn’t try harder.”

Edwin Gonzalez: Alumni Board Member

Why I am proud to be a Bottom Line Alum:

“I really value community and all the aspects that make a strong community. I’m proud to be an alum of Bottom Line because BL is a community organization centered around providing crucial resources in Boston and throughout the country. That’s also why I’m so excited to have joined the alumni board in order to build a community around BL alumni.”

Advice I have for Bottom Line Alumni:

“Take risks! Challenge yourself by taking on new and interesting opportunities. It doesn’t always have to be about your career either. Take on a new hobby or finally get around to doing that thing you’ve always wanted to do.”